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I’m a big Dave Ramsey fan.

He helped my family get rid of credit card debt, and a car loan in less than a year.

So I have a lot of respect for the man.

And so, when his new book EntreLeadership came out, I wanted to read it, even though I wasn’t a leader, nor an entrepreneur.

And yet, the book spoke to me. It convicted me of my slovenly work habits and has made me want to be a better worker.

How he conducts business is a model to emulate.

What surprised me the most about his book is that he made me tear up at least three times.

I almost cried reading a book about how to run a business. How odd is that? Very odd.

I encourage business owners, leaders, managers, teams to read this book.

And I challenge you not to be normal– because normal is broke.


Bear with me here while I rant.

I overheard someone say that gifts to churches shouldn’t be tax deductible.

And well, it made me a little mad.

I don’t give my tithe for the tax deduction, but churches do so much good–just as much as any other charitable organization.

This video was shown recently in my church. I was impressed and wanted to share with my readers. This is why churches should remain under the charitable contribution rules:

If you would like to donate to the NC Baptist Men, click here:

Thank you, NC Baptist Men.

Matthew 21:21-22 (New International Version, ©2010)

21 Jesus replied, “Truly I tell you, if you have faith and do not doubt, not only can you do what was done to the fig tree, but also you can say to this mountain, ‘Go, throw yourself into the sea,’ and it will be done. 22 If you believe, you will receive whatever you ask for in prayer.”

1 Corinthians 10:13 (New International Version, ©2010)

13 No temptation[a] has overtaken you except what is common to mankind. And God is faithful; he will not let you be tempted[b] beyond what you can bear. But when you are tempted,[c] he will also provide a way out so that you can endure it.

Maybe my theology is flawed or I have taken the scripture out of context, but I was thinking about prayers not being answered.

Why, since Jesus said if we believe we can ask for anything, do our prayers go unanswered?

Jesus answered that questioned when he said “do not doubt”. I’m guilty of doubting.

But the scripture from Corinthians gives another reason too–We couldn’t handle it, the answered prayer.

Have you ever prayed to win a sweepstakes? Asked for a new car? A husband? A wife?

Maybe, just maybe, Jesus in his infinite wisdom knows that what you’re asking for, you cannot handle.

Take winning money, for instance. What would you do with the money? I’m sure you have a list of things to buy, places to go. Maybe you’d spend so much that you’d blow through it in no time, or buy things not pleasing to Him.  And just maybe HE knows that about you. Even if you don’t know that about your self. He wants to provide a way out of that temptation by not providing what you want.

Parents do that for their children. A child may ask for something the parent knows will be harmful to that child, so the parent does the right thing by not granting that request. The child couldn’t handle it.

And maybe you couldn’t handle what you’re asking of Him. Maybe with the answered prayer would come a temptation you’d not be able to resist.

It happened to my sister.

So it came as no surprise when it happened to me.

I’ve always told my sister that we have tired blood. And I proved it this week.

I went in for a blood test–cholesterol, vitamin D, etc.

The first stick yielded a trickle of blood that practically stopped within seconds.

So, they stuck me again. This time at the wrist, in line with my thumb.

That HURT.

And I almost passed out.  And for all that pain–no blood.

They tried again in my other arm. First, at the inside part of the elbow(probably has a name, I just don’t know what it is) and then they tried on the top of my hand, and then at that painful part of my wrist(with my hand dangling down toward the ground so that gravity could help the process). All for naught.

I left without giving blood. Apparently I was dehydrated.

I’ve been too chicken to go back.

I was teased at work.

So when they asked me to lick the stamps for our team Christmas cards(just kidding, of course–at least I hope they were) I had a wonderful excuse–I don’t have enough Liquid Assets–An appropriate excuse in my line of work.

I wish I could give blood. If you can,  do.

I’m not a scientist. Many times have I wished to have studied Science instead of Finance. I saw this post today and thought it very interesting.

Is Global Warming caused by human activity? As someone speaking as a non-scientist, I think it is very arrogant of us humans to think we can control something so huge. But many people think we do and can–like Mr. Internet inventor himself, Al Gore.

This portion of the post caught my Finance/Economics attention:

While the scientists reported on a vast array of peer-reviewed literature that cast doubt on the causes and severity of global warming, the economists produced data that showed the cap-and-trade scheme not only wouldn’t halt the release of greenhouse gases, but would add huge costs to business activity that inevitably would be passed along to consumers in the form of higher prices.

Dave Ramsey’s Town Hall for Hope is a MUST WATCH for everyone. Especially if you’ve lost your job or are afraid you might lose your job. The message is: don’t be afraid.

Click on the link below to view:

Please share this with others!

Rule 405 requires the person registered within the securities industry to “know your customer”.  By knowing your customer you can make suitable investment recommendations and also protect yourself from money launderers in illegal businesses.

In the writing world you must apply this rule–“know your character”. After all, it is your character making decisions throughout your story. What your character decides carries the plot. You must know what your character would do in certain situations — scream and run, stay and fight, etc.

Sometimes though, you must get your character to act out of character. In Writing the Breakout Novel Workbook, Donald Maas asks a series of questions and then instructs you apply the answers to your story:

What is the one thing that your protagonist would never, ever say? never do? never think? By adding those things to your story you are certain to add conflict which is a key element in story.

In my story, Absalom’s Beauty, my character has just recovered the horse that was stolen in the violent murder of her father. What is the one thing she’d never do? Give up that horse again. What does she do? She gives  up the horse. Why? Because a little girl is more important to her than the horse.

Miley Cyrus was on Racheal Ray last Friday and she really impressed me.

Rachel asked her to give three things that would make her relatable to everyone in the audience.

One of her responses:

“I just learned how to color my own hair. I’m going  to save so much  money you have no idea.”

My question is why is she concerned about saving money? She’s sixteen and is worth more than a billion dollars.

I see people not making  what she makes in one minute, spending money they don’t have on stuff they don’t need.

About her song-writer boyfriend she says:

“I’ve never been closer to my Lord since I met him.”

She reads her Bible first thing in the morning.

My posts have been few and far between. I apologize. Life sometimes gets in the way.

Anyway, my previous posts have been about my son’s medical condition.

After his appointment it was time to refill his prescription. Fortunately, I called my insurance company before calling the Doctor’s office.

His medicine went up from $60 for a 90 day supply to $600 for a 90 day supply. How’s that for inflation?

Now that a generic version is available the insurance company will not pay as much for the brand name. Understandable–it makes smart business sense.

My son, though, didn’t want to try something new. He was afraid the generic version wouldn’t work.

So far, though, it seems to be working fine–and it only costs $5 for a 30 day supply–making that $15 for a 90 day supply. That saves me $45 at the old brand name price and $585 at the new brand name price.

I love a bargain.

A local AM radio station now broadcasts The Dave Ramsey show.  He is my new favorite radio personality. His book, Total Money Makeover, is the best personal finance book around.

Now I listen to him online and just today I discovered his show on I’m so glad because I didn’t want to upgrade my Satellite channels to get the Fox Business channel. Click HERE to watch online.

I highly recommend his book. I had my own plastectomy.

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